Privacy Policy for RITI Online Mobile Application

Effective Date: 15-May-2025

Thank you for choosing RITI. Your privacy is important to us, and we are committed to protecting your personal data. This Privacy Policy outlines how we collect, use, store, and protect the information provided by users of the RITI Online Mobile Application (the "App"). By using the App, you agree to the collection and use of your data in accordance with this policy.

1. Information We Collect

When you use the RITI Online Mobile Application to join our gold saving schemes, we collect the following information:

• Personal Information (KYC Documents):
  • Full Name
  • Address
  • Date of Birth

2. How We Use Your Information

We collect and use your information for the following purposes:

• To process your registration and participation in our gold saving schemes.
• To communicate with you regarding your account, schemes, and any changes to our services.
• To improve our App and services by analyzing user activity and feedback.
• To comply with applicable laws and regulations.

3. Data Encryption and Security

We take the security of your data seriously. We implement industry-standard security measures, including:

• Regular security audits and vulnerability assessments.
• Access controls to limit who can access your information.

4. How We Share Your Information

Your personal information will not be shared with third parties, except in the following cases:

• Legal Compliance: We may disclose your information if required by law, regulation, or legal process.
• Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of the business assets.

5. Your Rights

You have the right to:

• Access and review the personal data we hold about you.

6. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this policy, or as required by law. When your information is no longer required, it will be securely deleted or anonymized.

7. Changes to this Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal obligations. We will notify you of any significant changes via the App or through other appropriate communication channels.

8. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

By using the RITI Online Mobile Application, you acknowledge that you have read and understood this Privacy Policy.